Check your employer is actually paying your social insurance
Deducted is not the same as paid. Unpaid contributions can block your move to a new employer, and you will only find out when it is too late.
Your payslip shows social insurance coming out every month. That is your employer deducting it. It is not proof they paid it across.
Most of the time they do. When they do not, the consequences land on you, not on them — and they surface at the worst possible moment.
Why this matters more than it sounds
Changing jobs can be blocked. If your previous employer has not paid your contributions, the Migration Department may refuse to register you with a new employer until the gap is settled. You can have a signed offer and still be unable to start.
That is the part nobody warns people about. A missing month from two years ago, caused by an employer you have already left, becomes your problem on the day you try to move on.
Entitlements are built from paid contributions. Pension, unemployment, sickness and maternity benefit are all calculated from what actually reached Social Insurance. Gaps reduce or disqualify them, and by the time you claim, the company may not exist.
Check regardless of how long you have been here
This applies whether it is your first job in Cyprus or your third. Long service with a good employer is not evidence — payroll errors, a change of accountant or a cash-flow squeeze produce the same gap as bad faith.
It is always worth checking. The cost is one request; the cost of not checking is discovered years later.
When to check
- Two to three months into any new job — early enough to fix quietly
- Once a year after that
- Before you resign, while you still have leverage and a relationship
- Before applying to change employer, so a gap does not stop the application
How to check
Your personal gov.cy account shows your record online, which is the quickest route if you already have access.
Or request a statement of contributions from Social Insurance Services. Ask for the period you want to confirm and check it against your payslips: each month you were employed should appear, at roughly the amount deducted from you.
Keep your payslips. They are what proves the deduction happened.
If there is a gap
1. Ask your employer first. Late filings and genuine administrative errors happen and are usually fixed quickly once raised. Ask in writing, so there is a record.
2. Escalate to Social Insurance Services if it is not resolved. They can pursue the employer. The obligation to pay is the employer's — the shortfall is not yours to fund.
3. Do it before you need it. A gap raised now is a correction. The same gap raised while you are trying to register with a new employer, or claim a benefit, is an obstacle with a deadline attached.
Common mistakes
Assuming the deduction proves the payment. It proves only that the money left your salary.
Only checking when something goes wrong. By then the employer may be insolvent, dissolved or unreachable.
Not keeping payslips. Without them you cannot show what was deducted.
Being reassured because you have worked there for years. Length of service says nothing about whether last quarter was filed.
We can deal with this for you
If checking a record, reading a statement or raising a gap with an employer is not something you want to do in Greek — or if a shortfall is already blocking a change of employer — we can request the statement, review it against your payslips and take it up with Social Insurance Services on your behalf.