Salary calculator
What will you actually take home in Cyprus?
Enter your gross monthly salary and see the whole payslip: income tax, social insurance, GESY and what reaches your account. 2026 figures.
You take home
—
per month, after everything · — per year
| Monthly | Yearly | |
|---|---|---|
| Gross annual salary | — | — |
| Less 50% exemption | — | — |
| Social insurance (8.8%) | — | — |
| GESY (2.65%) | — | — |
| Provident fund | — | — |
| Life insurance | — | — |
| Health insurance | — | — |
| Child deductions | — | — |
| Housing deduction | — | — |
| Green deduction | — | — |
| Disaster insurance | — | — |
| Deductions allowed against tax | — | — |
| Taxable income | — | — |
| Income tax | — | — |
| Net annual pay | — | — |
—of gross goes to income tax
—to social insurance and GESY
—total deductions
How your tax is built up
Cyprus taxes each slice of income at its own rate — not everything at your top rate.
| Income band | Rate | Your income in it | Tax |
|---|
What your employer pays on top
Total cost of employing you: —
| Item | Rate | Yearly |
|---|
What the 2026 reform changed for you
Tax under the old bands—
Tax under the 2026 bands—
——
— per month, after everything
Comparison uses the pre-2026 bands (tax-free to €19,500, 35% above €60,000) against the 2026 bands, on the same income and contributions.
The 2026 rates used
- Tax-free up to €22,000
- Social insurance (8.8%) 8.8% · up to €68,904
- GESY (2.65%) 2.65% · up to €180,000
- Cap on deductible contributions 20%
- 50% exemption from €55,000 · 17 years
An estimate for a standard employment case. It does not cover every allowance, benefit in kind or family deduction, and it is not tax advice. Last checked 2026-08-22.